Tips from a college student

If you want an easy $25, along with a good online savings a checking account that both earn good interest rates, you should sign up with ING Direct. Email me or comment on this post for a link to recieve the $25 promotion.

ING's Orange Savings and Electric Orange accounts have good interest rates (Orange Savings is 4.10%APY), and good features too. You can link it to up to 3 banks, so you can easily fund it. The Orange Savings account has an automatic savings feature where you can set it to automatically withdraw a certain amount of money from your checking account on a regular basis to boost your savings. And best of all, if you sign up now you get $25 for free just for signing up!

The Electric Orange account is a checking account that pays a great interest rate of 3.15% APY. You can send checks to people online, which is very useful, and you can use certain ATM's for free.

You can also use these accounts for automatic bill pay, and they deposits made from these accounts to other accounts will count as direct deposits, so you can use them to fulfill the conditions on other promotions later down the road.

If you open a new account, you can get a free $25 bonus. The conditions for this is you have to open it with $250 and open it through a link that I would be happy to send you, all you have to do is send me an email or comment on this post. I will respond to emails ASAP, but only email me if you are definitely going to do it, because I only have a limited number of links available.

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Everyone needs a little extra money. It doesn’t matter how much money you have, you still want more. Hey, I’m just being honest, I mean its true isn’t it? Don’t you want some more money?

Anyway, I’ve compiled a list of things to do to get a little extra money on the side. All of these are useful in college, most are useful to anyone. So, here’s the list.

#1. Sell stuff on eBay.

-Everyone has junk somewhere that they could get rid of. In your home, you have your attic and your garage, 2 places that normally have all kinds of stuff you don’t need. If your in college, you should realize every time you move into or out of a dorm room that you have too much stuff and need to sell it.

#2. Check college career center for work.

-Most colleges have a career center place on their website where local businesses can list work they need done. This is a good place to get some work, whether it is a weekend job or a full-time job.

#3. Classified ads.

-Many times people list stuff in classified ads in local newspapers/Craigslist/Facebook that they need done, such as mowing yards or helping move them into a new house, or help paint their house. . Many times you can make some decent money just by responding to these ads.

#4. Sell your books.

-Amazon and half.com are great. You can sell pretty much any book on there, whether it is a textbook or just a random book someone gave you. You can create space and make money by selling books you don’t need. And for future reference, try checking out books from the library instead of buying them.

#5. Free money.

-Get free money by taking advantage of promotions, such as the ING Direct $25 promotion going on right now. Also, you can get a lot of free money by taking advantage of credit card offers, but you have to be careful with those or you can get yourself in trouble.

#6. Get freebies and sell them.

-There are many ways to get freebies, which I will address in a different post. You can either save money by getting useful stuff such as deodorant, toothpaste, and other random stuff, or you can get freebies like laptops and microwaves and sell them. This is pure profit.

#7. Do something you like and make money for it.

-If you have a hobby making stuff, sell stuff you make. Blog about whatever you love. Figure out what you spend most of your time doing or thinking about, and then create a blog about it. Put Google ad words on there and get some passive income rolling in. Sign up for affiliate links. I've heard some great success stories about people doing this.

Are you looking for a credit card? I’ve never owned one until recently, but I decided that it would be good if I got one. I read a lot of blogs and reviews about different cards, and finally settled on the Discover Open Road Card for Students.

This card gives you 5% cash back on gas and auto maintenance purchases, and 1% on everything else. I applied for it and was approved quickly, and I got it in the mail a couple weeks ago and everything seems to be going good. I only use it for gas normally, unless something comes up and I don’t have enough money.

With this card you can view all your transactions online, and can get e-statements online instead of in the mail. I like this feature, because when I’m away at college it doesn’t do me much good for my bills to go to my parent’s house. I would recommend this card to college students with little or no credit, as they approve you on the basis that you’re enrolled in school, not how much money you have.

Click here for a link to sign up for this card