Wachovia free checking online is good

I have had some issues with Wachovia in the past, but this post is going to be positive. Wachovia now has their online banking set up where you can transfer money between other banks and Wachovia. This was one of my biggest complaints before, and I'm not sure when they added this but it upgraded Wachovia in my book from unusable to usable. With that in mind, here is a list of the top 5 reasons Wachovia is a good bank to use for checking.

1. Wachovia is big. There are branches across the country from the West Coast to the East Coast. This is important because you have access to your money for free whereever you go.

2. Good online services. Free bill pay is one feature that can be really handy. Also as I mentioned earlier, you can transfer money easily between Wachovia and your other banks online. The only problem with this is there is a $3 outbound fee when you transfer money out. I think that is ridiculous. The only other thing I don't like about the online services is they charge you to download your info into Quicken.

3. Checking is free. No fees, no minimums, nothing. This is my minimum requirement for opening any type of banking account. Why should they charge me for me to let them have my money? That would be dumb.

4. Services. Wachovia is a big bank, so they offer many services. Everything from business options, loans, financial planning, insurance, investing, you name it they can help. The only thing I use is checking, so the other stuff I cannot endorse because I haven't tried it.

5. View transactions online and in monthly statements. I like to be able to go online and find out what I've spent money on and keep up with my finances, because I hate waiting until the end of the month to see everything. Wachovia makes this possible.

Wachovia is a pretty good bank with many options and it is pretty useful, although I still prefer my credit union checking account. I'm not sure why, maybe I'm just really loyal. I have to have this Wachovia though because when I leave the state I don't have access to my credit union. I would recommend Wachovia because it's good enough for free checking, is easy to transfer money between it and your high-yield savings account, and it is big so you have access to your money no matter where you go.
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